The 6 step client journey with Imagine Financial Planners Harrogate

Your Journey

At Imagine, we believe Financial Life Planning can only be effective if it's founded on a full understanding of your life goals and objectives.

Our focus is to discover your lifetime aspirations, evaluate your current and future financial resources and create a balanced and realistic plan to meet your goals.

 

The journey starts by listening to you…

Our Financial Planning process can be broken down into 6 distinct stages, which adheres to ISO22222, which pioneers best practice in Financial Planning.

Imagine Financial Planners Harrogate - Client Journey

 

1. Initial Meeting

The first meeting is to help you decide whether we can add value to your future. We will clearly explain how we work, the services we offer and how we charge for our work. This meeting is completed at our expense.

 

2. Discovery Meeting

We want to listen to your immediate financial priorities and concerns but importantly we will also take the time to listen and to understand what you want from your future.

We will discuss your existing financial arrangements and attitude to risk in order to develop a clear picture of you and your finances. The task of designing a Financial or Retirement Plan to help you achieve your goals can only be completed when we understand your priorities and beliefs around money.

 

3. Assess & Analyse

Utilising the information gathered, we will analyse your current personal and business position and assess what actions need to be taken to ensure your goals are achieved.

We will liaise with your existing providers to ensure we have up to date information to create an accurate balance sheet to help you understand your current position. Your individual Cashflow Model is based on your current assets, income and expenditure and linked to your future priorities and business exit strategy.

We will focus on your vision for the future to create your Personalised Financial Plan.

 

4. The Financial Plan Meeting

We now know what you want and where you want to be. During this meeting we present you with your detailed Financial Plan. We will illustrate your lifetime cashflow analysis and modelling to clearly show what actions are needed to achieve your goals.

We will tell you the truth about what you need to do and provide an explanation of the options open to you.

We encourage you to ask any questions during the meeting so you fully understand how the Financial Plan will work in the future and what this means to you.

 

5. Implement Plan & Recommendations

If you're happy to proceed with our proposals, we can begin to implement your Financial Plan strategy. This is an important and critical stage and various factors will need to be considered. We will manage the process of updating your existing plans and implement any agreed strategies.

 

6. Monitor & Review Your Plan

We don't believe that Financial Life Planning is a one-off event. We would to be your financial planner for life and work closely with your to ensure your future objectives are reached.

Our Monitor and Review Service lets you track the progress of your plan and identify what if any adjustments are needed to ensure the realisation of your goals. This may include changes to your current lifestyle and future plans. We will review the impact of future legislation and taxation changes on your Financial Life Plan and this will include a follow up meeting and annual visits.

 

"I would highly recommend Nigel Woods as a Financial Adviser. He has helped us with many aspects of our finances, both in a business capacity and on a personal level. Nigel is extremely professional and efficient, explaining everything with great clarity."

Laura Silcock,
White Build Ltd

 

"I know that I can call Nigel anytime and I get a straight answer and we can discuss the pros and cons of different investment options for my lifestyle. I would have to say he knows his stuff and I feel confident that I am in good hands."

PJ Snowball,
Recruit 4 Heath Ltd

"Nigel has provided us with a range of financial advice for a number of years. Both my wife and I find him professional and reliable, with a real knack for explaining complex financial scenarios and alternatives, helping us to make informed and reasoned decisions."

M Chitty,
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